While a brand new car can be a costly investment, financing can help you control monthly expenses while enjoying the best that the latest Mazda lineup has to offer. Read on for a few tips about building a financing plan that fits your needs with Brown’s Chantilly Mazda:
Check Your Credit
Even if you already have a general idea of what your credit score and finances look like, it’s important to gather as many accurate numbers as possible to accurately determine what kind of APR you’ll qualify for and what kind of monthly payments you can handle. Be sure to check your credit score from all three bureaus, because while uncommon, the FTC reports that one in 20 consumers have credit report errors.
Find Your Mazda
It’s important to pick a car that you want to drive, but you can keep costs under control by picking features in order of importance. For instance, a navigation system or a more efficient engine may be more useful than a sunroof. Don’t be afraid to deck out your vehicle with essentials, but keep in mind that the longer you stretch out financing, the more you’ll ultimately pay in interest.
Build Your Plan
After you know how much money is in the bank and how much your new Mazda will cost, then it’s time to head to the dealership and begin the negotiations. You’re free to negotiate a lower interest rate (APR) or to search for dealer incentives or factory rebates to save a little more. Research any acronyms or dealership lingo you’re not familiar with to avoid any confusion.
Our associates here at Brown’s Chantilly Mazda are here to make your buying experience as simple and enjoyable as possible. We’ll work with you to build a customized financing plan for your needs and find great values in our lineup of new and pre-owned Mazda models. Just visit us online to see our Mazda specials in Fairfax County, or call (888) 612-1062 to speak to an associate.